Following the Rules of Chapter 7 Bankruptcy

Filing for Chapter 7 Bankruptcy in Florida is a fairly straight forward process if you follow the rules. The new bankruptcy law, requires a little more paperwork on filers than before, however if you submit all of the required paperwork and qualifications of the law, filing bankruptcy will be easier for you.

Along with the required bankruptcy forms you will need to submit the following paperwork:

  • A certificate showing that you completed a credit counseling workshop within 180 days
  • Your most recent Federal tax return
  • Wage Stubs for the last 60 days

These documents are crucial to have for filing bankruptcy. Otherwise there can be serious consequences. There are exceptions to the rule, from time to time the court will grant an exception for counseling within the past 180 days if they determine you to have a physical disability prohibiting you to be able to attend, mental incapacity or active duty in a military combat zone. Otherwise if you fail to get the required financial counseling your case could be stricken and dismissed from the courts.

Ensuring you have the right bankruptcy forms for filing bankruptcy in Florida and completing the appropriate requirements prior to filing will help the bankruptcy process be smoother for you. Otherwise you risk having your bankruptcy dismissed by the courts.

Hiring a bankruptcy attorney in Florida who is familiar with the current law and forms will ensure you are properly educated during the process and have the appropriate time frame for filing bankruptcy.

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Posted in Filing Bankruptcy in Florida


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